Guided by Prudie
Take control of your
financial future.
Build an investing plan from your own numbers and learn why it works, so you can navigate what comes next.
Invest with Prudie teaches. It does not give investment, legal, or tax advice, and it does not tell you what to buy. Every choice stays yours.
Your plan, at a glance
Your Learning Path
25 modules · unlock as you progress
The questions you've been searching for.
All answered inside, and more.
"Where do I even start?"
"How do I pick stocks?"
"What do I do when the market crashes?"
"How much money do I need to start?"
Built for people just like you.
Investing for the first time, without the fear
Building an emergency fund for the first time
Finally understanding where his 401(k) money goes
Catching up on retirement savings, on her own terms
The math behind the advice.
Every number on this site links back to real, sourced data, or shows its own work.
more you could end up with by starting at 25 instead of 35, investing the same $200 a month, at the same assumed 7% average annual return. Just a 10-year head start.
Hypothetical example. Not a specific fund, account, or prediction. See the lesson →of every rolling 20-year period in the S&P 500's history has ended positive, all the way back to 1928. Even starting right before the Great Depression.
Source: S&P 500 total returns, 1928 to 2025, rolling 20-year holding periods. See the lesson →is enough to buy your first slice of a stock or index fund. Major brokerages like Fidelity and Robinhood let you invest in fractional shares starting at a dollar.
Fidelity and Robinhood fractional-share minimums, verified 2026-08. Schwab requires $5; Vanguard offers fractional shares on its own ETFs only. See the lesson →You have options.
Here's how they stack up.
Invest with Prudie is built for people who want to understand their own plan well enough to run it themselves.
Frequently asked questions.
Invest with Prudie is a free investing tool and course. Answer a few short questions. It uses the same steps financial planners use to build your plan: your target allocation, account funding order, retirement projection, and a ranked action plan. It also teaches the reasoning behind each step, in 25 short lessons. That way, you know your own money well enough to manage it with confidence.
Yes. Your target allocation, action plan, and Blueprint Score are free. No credit card needed, and they stay free forever. Lessons 1 to 5 are free too. Pro is the course. It unlocks Lessons 6 to 25, which teach the reasoning behind the Blueprint. It also adds more planning tools: the exact-dollar funding order, a tax drag tool, a fund fee tool, what-if scenarios, a monthly check-in, and a decision journal.
No. Invest with Prudie is built to make sense on its own. Every number comes with the reasoning behind it, so you understand your plan well enough to trust it and follow it.
Your plan comes from your own answers: your timeline, risk comfort, accounts, and employer match. It applies evidence-based rules to those answers. You get a target allocation, a Blueprint Score, a funding order, and a ranked list of next steps. Every number comes with the reasoning behind it.
No. Invest with Prudie is a teaching tool. It shows how planners think about accounts, taxes, and asset mix, and it shows the math behind each choice. It does not give you personal advice, and it does not manage your money. You stay in control of every decision.
Grace Ene, the founder of Invest with Prudie. It exists because learning to invest, without family money guidance, is harder than it should be. Most tools that claim to help either hide their math, or are quietly selling you something.
Take the first step
toward financial freedom.
Invest with Prudie teaches. It does not give investment, legal, or tax advice, and it does not tell you what to buy. Every choice stays yours.