Category

Tax Strategy

The difference between a good investor and a great one is often not which assets they pick. It is how little tax they pay along the way. These guides cover the strategies that matter most.

All articles Retirement Accounts Investing Basics Tax Strategy Debt and Investing
How does a backdoor Roth IRA work?

Earn too much to contribute directly to a Roth IRA? Here is exactly how the backdoor Roth works in two steps, and the one pro-rata rule trap that catches most people off guard.

What is the pro-rata rule and does it affect me?

The IRS formula that determines how much of a Roth conversion is taxable. Most people doing a clean backdoor Roth are fine. Here is how to know if you are one of them.